
Loans Up To £35,000
Personal loans that get your plans off the ground
Voted UK’s Best Personal Loan Provider for the last 9 years running
Low rate loans from
7.4 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
Low APR loans of up to £35,000 for life’s next step
Whatever you’re planning, a loan from Novuna Personal Finance can help you make it happen. Our low-interest loans are tailor-made to suit you, with an online application that makes everything quick and easy. It’s why we’ve been named the UK’s Best Personal Loan Provider by YourMoney.com for the last 9 years running.
A loan is a great way for you to get access to the money you need sooner. Make big purchases, create memories and enjoy once-in-a-lifetime moments without worrying about paying for it all upfront. Spread the cost over a series of fixed-rate monthly repayments instead.
Choose a loan provider you can trust
You can count on Novuna Personal Finance to help you find the loan you’re looking for. Here are just some of the reasons our customers choose Novuna…
Find the right loan for you
Our loans have helped people travel the world, transform their home and take off in a brand-new car, boat or campervan. So, how can we help you?
Personal Loans
Make it today, not one day. Whatever you need a personal loan for, with us you could borrow between £1,000 and £35,000 over 2 to 7 years.
Car Loans
Make it the car that’s made for your life journey. With our car loans, the money could be in your bank within two working days.
Home Improvement Loans
Low interest home renovation loans can help you to transform your property into a place to love, not just to live.
Small Loans
Our small loans are big on value. Borrow between £5,000 and £7,499, with one of the best rates on the market.
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Our price promise
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £236.39 per month with our maximum 32.7% APR Representative when you borrow £7,500 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Am I eligible for a loan?
It’s simple to apply online. You’ll need to have your employment details (including annual income), bank account details and address history for the last three years to hand before getting started.
To apply for a Novuna Personal Finance loan, you must:
- Be aged 21 or over
- Have a bank or building society account
- Be a permanent UK resident (and have been living in the UK for at least 3 years)
- Be in permanent paid employment, self-employed or retired with a pension
- Have an income greater than £10,000
- Have a good credit history


How to apply for a loan
Forget reams of paperwork and a lengthy decision-making process. A Novuna loan is just a few clicks away…
- Use our loan calculator to get a quote
- Fill out our quick online application form
- Get an instant decision on your application, so there’s no waiting around
- If your application is accepted, read and e-sign your credit agreement
- Look out for the money being deposited into your account within two working days
- No paperwork, no hassle – all important documents will be emailed over to you and you can manage most aspects of your account online or via our app
We also offer the option to open a new application by telephone. Please contact 0343 351 9112 to speak to our team.
Personal loans with a personal touch
Already have a Novuna loan?
Manage your account online
Existing customers can register for an account within minutes. Check your balance, make payments, get a settlement quote, change your payment date, update your personal information, review your payment details and much more.
Download our app
All the benefits of an online account at your fingertips. Once registered, simply use biometrics to sign in. Why not opt in to notifications to get the latest updates on your account too? Download our app via the App Store or Google Play.
Talk to our team
Manage your account over the phone by speaking to our award-winning Customer Experience team. They’re available 9am to 6pm, Monday to Friday (excluding bank holidays). Call 0344 375 5500 or email us.
Visit our FAQs
Can’t find what you’re looking for? Our FAQs cover everything you need to know about managing your account, from how to make payments to resetting your online login details. Visit our FAQs page to search for your question.
Real customer reviews
We’ve helped millions of people just like you get to their goals sooner. Hear about their 5-star experience taking out a loan with us. Read our real-time reviews or explore our customer case studies…