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Award-winning Personal Loans

We've been voted the UK’s Best Personal Loan Provider for the last 8 years running

4.9/5

Low rate loans from

3.6 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

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Low APR loans of up to £35,000 for life’s next step

Whatever you’re planning, at Novuna Personal Finance we can help you make it happen. Formerly Hitachi Personal Finance, our low interest personal loans are designed around your needs, with an online application that makes everything quick and easy. It’s why we’ve been named The UK’s Best Personal Loan Provider by YourMoney.com, for the last 8 years running.

Personal Loans

Make it today, not one day. Whatever you need our low-rate personal loan for, with us you could borrow between £1,000 and £35,000 over 24 to 60 months.

Personal Loans

Car Loans

Make it the car that’s made for your life journey. With our car finance, the money could be in your bank within 48 hours (excluding weekends and Bank Holidays).

Car Loans

Home Improvement Loans

Make it a place to love, not just to live. If you need help turning your house into your dream home, we can help with our low interest home improvement loans.

Home Improvement Loans

Small Loans

Make it a small loan that’s big on value. Borrow between £5,000 and £7,499, with one of the best rates on the market.

Small Loans

Hitachi Personal Finance has rebranded. Learn more

Novuna Personal Finance

Loan calculator

Choose how to calculate your loan repayments
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Our price promise

Representative Example:

Monthly repayment

£{value}

Interest rate

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Total amount payable

£{value}

Loan amount

£{value}

Loan Term

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Our price promise

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £249.67 per month with our maximum 36.5% APR Representative when you borrow £7,500 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 36.5%*. All loans are subject to status.

*Only for applications carried out directly via the Novuna Personal Finance website

Customer Experience Rating

Customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews

4.9/5

Based On 4076 Reviews.. Read all reviews

Great costumer service

Simplicity personified.

The whole process from start to finish couldn't have been more straight forward.

Great fast and efficient service first class

We have use Novuna finance before and found it to be hassle free , I would recommend them in a heart beat . Great service and fast decision .

Would recommend

Excellent efficient and prompt service with a very favourable deal. The application was an easy process with no hassle. AAAAA+++++

Great service ,quick reply. easy process

Easy process. Quick decision.

Change the APR after doing the credit rating

By not changing the APR after doing a credit check, I then don’t have a choice but to take the loan. Very disappointed customer especially when I have a very good credit rating and never missed any payments before

Amazing

Great service fast result and easy

Excellent best

Faster easy

First class

I have used Novuna in the past and when I needed a loan they were my first choice, I have always found them very professional and helpful with any queries I have. Also the app is very useful and easy to use. 5 stars all day.