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Award-winning Personal Loans

We've been voted the UK’s Best Personal Loan Provider for the last 8 years running

4.9/5

Low rate loans from

3.1 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

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Low APR loans of up to £35,000 for life’s next step

Whatever you’re planning, at Novuna Personal Finance we can help you make it happen. Formerly Hitachi Personal Finance, our low interest personal loans are designed around your needs, with an online application that makes everything quick and easy. It’s why we’ve been named The UK’s Best Personal Loan Provider by YourMoney.com, for the last 8 years running.

Personal Loans

Make it today, not one day. Whatever you need our low-rate personal loan for, with us you could borrow between £1,000 and £35,000 over 24 to 60 months.

Personal Loans

Car Loans

Make it the car that’s made for your life journey. With our car finance, the money could be in your bank within 48 hours (excluding weekends and Bank Holidays).

Car Loans

Home Improvement Loans

Make it a place to love, not just to live. If you need help turning your house into your dream home, we can help with our low interest home improvement loans.

Home Improvement Loans

Small Loans

Make it a small loan that’s big on value. Borrow between £5,000 and £7,499, with one of the best rates on the market.

Small Loans

Hitachi Personal Finance has rebranded. Learn more

Novuna Personal Finance

Loan calculator

Choose how to calculate your loan repayments
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Our price promise

Representative Example:

Monthly repayment

£{value}

Interest rate

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Total amount payable

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Loan amount

£{value}

Loan Term

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Our price promise

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £235.3 per month with our maximum 32.4% APR Representative when you borrow £7,500 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 35.9%*. All loans are subject to status.

*Only for applications carried out directly via the Novuna Personal Finance website

Customer Experience Rating

Customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews

4.9/5

Based On 4233 Reviews.. Read all reviews
Quick decision in minutes means a big relief!

Very quick decision avoids frustration and worry, competitive interest rates,definitely highly recommended 👌

EVERYTHING!! I went on line and was able to apply for a, much needed, Home Improvement Loan and was shocked at how easy it was and how fast I received a positive answer. It was, almost, too easy.

GREAT CUSTOMER SERVICE

No fuss, money approved in in my account next day!! Everything was fast and no stress what so ever

simple processes

simply application process, however very limited contact availability

Personal loan

Rated 4 because APR changed from initial attracted rate to higher when my loan was approved. I will still recommend Novuna finance loan for their quick decision and precise payment time.

Good and quick service

I was supersized when I got money in my account

Great service, extremely quick to lend money. Also has a Brilliant app to keep track of you loan

Excellent service