Loans Up To £35,000
Personal loans that get your plans off the ground
Voted UK’s Best Personal Loan Provider for the last 9 years running
Low rate loans from
7.4 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
Low APR loans of up to £35,000 for life’s next step
Whatever you’re planning, a loan from Novuna Personal Finance can help you make it happen. Our low-interest loans are tailor-made to suit you, with an online application that makes everything quick and easy. It’s why we’ve been named the UK’s Best Personal Loan Provider by YourMoney.com for the last 9 years running.
A loan is a great way for you to get access to the money you need sooner. Make big purchases, create memories and enjoy once-in-a-lifetime moments without worrying about paying for it all upfront. Spread the cost over a series of fixed-rate monthly repayments instead.
Find the right loan for you
Our loans have helped people travel the world, transform their home and take off in a brand-new car, boat or campervan. So, how can we help you?
Make it today, not one day. Whatever you need a personal loan for, with us you could borrow between £1,000 and £35,000 over 2 to 7 years.
Make it the car that’s made for your life journey. With our car loans, the money could be in your bank within two working days.
Home Improvement Loans
Low interest home renovation loans can help you to transform your property into a place to love, not just to live.
Our price promise
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £236.39 per month with our maximum 32.7% APR Representative when you borrow £7,500 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Am I eligible for a loan?
It’s simple to apply online. You’ll need to have your employment details (including annual income), bank account details and address history for the last three years to hand before getting started.
To apply for a Novuna Personal Finance loan, you must:
- Be aged 21 or over
- Have a bank or building society account
- Be a permanent UK resident (and have been living in the UK for at least 3 years)
- Be in permanent paid employment, self-employed or retired with a pension
- Have an income greater than £10,000
- Have a good credit history
How to apply for a loan
Forget reams of paperwork and a lengthy decision-making process. A Novuna loan is just a few clicks away…
- Use our loan calculator to get a quote
- Fill out our quick online application form
- Get an instant decision on your application, so there’s no waiting around
- If your application is accepted, read and e-sign your credit agreement
- Look out for the money being deposited into your account within two working days
- No paperwork, no hassle – all important documents will be emailed over to you and you can manage most aspects of your account online or via our app
We also offer the option to open a new application by telephone. Please contact 0343 351 9112 to speak to our team.
Personal loans with a personal touch
- Competitive rates Back
- Online loans Back
- Manage your loan your way Back
- We only offer unsecured loans Back
- We're a direct lender Back
- Award-winning customer support Back
Borrow between £1,000 and £35,000 at competitive personal loan rates from just 7.4% APR Representative (£7,500 to £25,000). Your rate will be fixed throughout the full term of your agreement, helping you to manage your monthly outgoings.
We work hard to keep our rates as low as possible. While the majority of customers are given the advertised rate of 7.4% APR Representative, the rate that you receive will be based on your credit history, personal and financial circumstances, loan amount and term.
If you didn't get the rate you wanted, you could extend the term of the loan which could help lower your monthly repayments. You won't need to reapply to do this, simply change the term when you e-sign. Do be aware, though, that you could end up paying more interest in total if you borrow money for a longer period.
Each of our tailormade personal loan products are available to apply for online. Whether you need to borrow £5,000 for a once-in-a-lifetime holiday, £10,000 to renovate your home or take out a £25,000 loan so you can drive away in your dream car, we can help to make it happen.
We like to keep things straightforward. Our online application form will just take a few minutes to complete, and you could receive an instant decision. If accepted, simply e-sign your credit agreement. The funds will be yours within two working days, and all documentation emailed over. A paperless process, loved for its simplicity.
We know that every customer is different, and we’ll treat you that way. That’s why you’re in control of almost every aspect of your account:
- Make overpayments whenever you like
- Settle your loan early
- Choose the date your payment goes out on (from your second payment onwards)
- View your remaining balance
- Update your personal information
- Change Direct Debit or payment details
- Exchange messages with our Customer Support team
If managing your finances online isn’t your thing, our friendly loans team are here to help too – simply contact us on 0343 351 9112 to get help completing a new application or on 0344 375 5500 for general enquiries.
Our unsecured personal loans don’t require you to put up collateral when you borrow money from us. As you’re not putting up an asset as collateral — such as a house or car — an unsecured loan is often considered less risky.
An unsecured option allows you to take out a loan between £1,000 and £35,000 and pay it back between 2 and 7 years (depending on your agreed terms) at a fixed APR and monthly repayment cost without direct risk of losing any assets if you fail to make your repayments.
Find out more about the difference between secured and unsecured loans here.
Borrowing money directly from us cuts out the need for a broker or comparison site to act as the middleman. From start to finish, you know exactly who you’re dealing with.
No upfront fees, hidden costs or surprise charges.
Just a transparent and seamless experience.
We’ve been voted the UK’s Best Personal Loan Provider for the last nine years for a reason: we always put our customers first.
Our personal loan products are tailor-made to suit you, with our offering constantly evolving and advancing to enhance customer experience. Take our app, for example — manage almost every aspect of your loan on-the-go, with our experts on hand to help if you need them.
Our team has achieved an average satisfaction score of 4.9/5 stars from customers just like you. Why not join our growing group of happy customers by taking out a personal loan with us?
Named The Best Personal Loan Provider by YourMoney.com, for the last nine years.
We won Best Personal Loans Lender at the recent Personal Finance Awards.