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Award-winning Personal Loans

We've been voted the UK’s Best Personal Loan Provider for the last 8 years running

4.9/5

Low rate loans from

3.1 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

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Low APR loans of up to £35,000 for life’s next step

Whatever you’re planning, at Novuna Personal Finance we can help you make it happen. Formerly Hitachi Personal Finance, our low interest personal loans are designed around your needs, with an online application that makes everything quick and easy. It’s why we’ve been named The UK’s Best Personal Loan Provider by YourMoney.com, for the last 8 years running.

Personal Loans

Make it today, not one day. Whatever you need our low-rate personal loan for, with us you could borrow between £1,000 and £35,000 over 24 to 60 months.

Personal Loans

Car Loans

Make it the car that’s made for your life journey. With our car finance, the money could be in your bank within 48 hours (excluding weekends and Bank Holidays).

Car Loans

Home Improvement Loans

Make it a place to love, not just to live. If you need help turning your house into your dream home, we can help with our low interest home improvement loans.

Home Improvement Loans

Small Loans

Make it a small loan that’s big on value. Borrow between £5,000 and £7,499, with one of the best rates on the market.

Small Loans

Hitachi Personal Finance has rebranded. Learn more

Novuna Personal Finance

Loan calculator

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Our price promise

Representative Example:

Monthly repayment

£{value}

Interest rate

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Total amount payable

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Loan amount

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Loan Term

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Our price promise

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £235.3 per month with our maximum 32.4% APR Representative when you borrow £7,500 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 35.9%*. All loans are subject to status.

*Only for applications carried out directly via the Novuna Personal Finance website

Customer Experience Rating

Customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews

4.9/5

Based On 4234 Reviews.. Read all reviews
Value for Money

Smooth application process. Seamless process of receiving money and excellent value for money

Great service

Ease of business

Ease of application process and quick response.

Easy and quick

Whilst the loan application was very good, trying to then get though to them on the telephone to ensure my direct debit is set up, has been appalling. Over an hour wait and then the call just hangs up.

Good experience

Easy website no hassle quick payout overall a great experience

Very good service, for the 1st time nothing to say

Highly recommend great service

Easy and seamless application process, quick payment of monies and fully flexible app. Will definitely recommend . APR rates are good too!

Excellent service