Terms of use

The information, services and products on this site are intended for use by UK residents (except where specifically stated otherwise on any particular page).

This site contains registered and unregistered trademarks belonging to companies in the Novuna group of companies. These may include graphics, logos, words, phrases and icons.

You may use our site only for lawful purposes. You must not do, or cause or permit to be done, anything that may infringe, damage or endanger the intellectual property rights or the reputation of any company in the Novuna group of companies or anything that is otherwise unlawful.

You must not use our site knowingly to transmit any data or send or upload any material that contains viruses or any other harmful programs or computer code designed to adversely affect the operation of any computer software or hardware. You must not access without authority, interfere with, damage or disrupt any part of our site, any equipment or network on which our site is stored, any software used in the provision of our site or any equipment or network or software owned or used by any third party.

The contents of this site are copyright except where stated otherwise. All rights, save as expressly granted, are reserved. Reproduction in any form of any part of the contents of this site without our prior consent is prohibited unless for your personal use only.

We have taken all reasonable steps to ensure the accuracy and completeness of the information on this site, but give no warranty and make no representation regarding its accuracy and completeness. Consequently, we accept no liability for any loss or damage (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this site. We give no warranty that the site will be available on an uninterrupted basis and accept no liability in respect of loss or damage arising out of its unavailability. We accept no liability in respect of loss or damage arising out of changes made to the content of this site by unauthorised third parties.

Access to and use of this site is at your own risk and we do not warrant that the use of this site or any materials downloaded from it will not cause damage to any property, including (but not limited to) loss of data or computer virus infection.

This site contains hyperlinks to other web sites, which are hosted, operated and maintained by third parties. We have no control over the content or security of any such web sites. You hyperlink to such websites at your own risk, and we make no representations and will not incur any liability in respect of the content of such web site. Our inclusion of hyperlinks to such websites does not imply any endorsement of views, statements or information contained in such websites. We cannot be liable for any loss or damage, which may arise from the use of such third party web sites.

The contents of this site are not intended to provide any financial, investment or professional advice and nothing on the pages of this site shall be deemed to constitute the provision of financial, investment or other professional advice in any way.

Nothing in these Terms of Use shall exclude or limit our duties and liabilities under any legislation or any codes of practice, which we are bound to comply with or any liability for fraudulent misrepresentation.

The transmission of information via the internet is not guaranteed to be totally secure. We cannot accept liability for any loss or damage suffered in connection with any information sent between you and us via the internet.

However, we are committed to preserving the privacy of your personal data. Full details are set out in our Privacy Policy, which you can access by clicking here.

We reserve the right to change the contents of this site, including these Terms of Use. Your use of the site following such changes constitutes your acceptance of these changes.

These Terms of Use are governed by English Law.

Novuna Personal Finance is a trading style of Mitsubishi HC Capital UK PLC and is registered in England and Wales, Company No.1630491. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Authorised and regulated by the Financial Conduct Authority.