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Wedding Loans

Ready to say ‘I do’ to a stress-free wedding day?

Voted UK’s Best Personal Loan Provider for the last 10 years running

4.9 3523

Low rate loans

7.4 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

Borrow up to £35,000 to make your dream wedding a reality

Spread the cost of your big day with a personal loan, so there’s one less thing to worry about when you walk down the aisle.

Boost your wedding budget with a personal loan

Whether you’re funding every element of your big day with a loan or want to top up your budget to add touches of luxury, we can help.

  • Borrow up to £35,000 and spread the cost over 2 to 7 years

  • Fixed rates from 7.4% APR Representative (£7,500-£25,000)

  • Complete an online application in minutes and get an instant decision

  • Manage your account 24/7 online or via our app

Wedding Loan Calculator

Tell us how much you’d like to borrow for your wedding, and we’ll tell you how much it could cost.

Choose how to calculate your loan repayments

Representative Example:

Monthly repayment


Interest rate

{value}% APR

Total amount payable


Loan amount


Loan Term

{value} months

Apply Now

A loan of £7,500 over 5 years: rate of interest 7.4% (fixed), 7.4% APR Representative, monthly repayment of £149.09, total repayment of £8945.40

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £236.39 per month with our maximum 32.7% APR Representative when you borrow £7,500 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.

*Only for applications carried out directly via the Novuna Personal Finance website

How do wedding loans work?

Wedding loans are a type of personal loan. You’ll borrow the money you need upfront and repay in equal instalments over a series of months. As our loans are fixed rate, you’ll know from the get-go how much your monthly repayments will be, how long you’ll be making them for and what the interest will cost.

  • Apply for a loan online, via our app or over the phone and get an instant decision
  • If accepted, read and e-sign your credit agreement
  • The money will be yours within two working days
  • Make fixed-rate monthly repayments until your loan is settled

What can I use my wedding loan for?

The whole event

The average wedding in the UK cost £18,400. You can borrow up to £35,000 to to make your dream day come to life.

Little luxuries

You’ll remember your wedding day for the rest of your life. Take out a loan to pay for special touches like hiring a car or booking entertainment that will elevate your experience.

Last-minute costs

Nearly half of all couples go over their initial wedding budget. A loan could help you to top-up your budget when you’ve already started planning your big day.

Engagement rings

Use a loan to buy the perfect engagement ring for your partner. If a proposal is on the horizon, why wait to save up? You could even use a loan to finance your wedding rings.

Party planning

Engagement parties, stag and hen dos, rehearsal dinners… a wedding often brings with it a myriad of celebrations to plan and pay for.


The average couple spends around £4,200 on their honeymoon, ensuring it’s a holiday of a lifetime. Jet off to your dream bucket list destination with a honeymoon loan.

Parental contributions

If you’re the proud parent of a bride or groom, you may wish to contribute towards wedding costs. A loan allows you to spread this over a series of months, rather than having to find the money upfront.

Destination weddings

If you have the honour of being a wedding guest, you may be concerned about costs - particularly if the wedding is happening abroad. A loan could help to make wedding guest costs more manageable.

Am I eligible for a wedding loan?

To apply for a wedding loan with Novuna Personal Finance, you’ll need to meet our eligibility criteria. You must:

  • Be aged 21 or over
  • Be a permanent UK resident, and have been living in the UK for at least 3 years
  • Be in permanent paid employment, self-employed or retired with a pension
  • Have an income greater than £10,000
  • Have a bank or building society account
  • Have a good credit history

An experience to remember

We help our customers enjoy the most important day of their lives, and delivering a five-star service is something we pride ourselves on. Read our real-time customer reviews to get a flavour of what it’s like to borrow from us.

Articles & guides to help you plan your big day