Shop your way with our flexible finance options

Spread the cost when buying the next big thing from one of our 3,500+ retail partners.

We help our customers unlock their dreams sooner

Here at Novuna Personal Finance, we offer a range of personal finance solutions to help you make the important things happen.

You may choose to borrow from us directly with a personal loan, or take out a finance agreement with us when shopping with one of our retail partners.

Thinking about getting a new sofa, treating yourself to a watch or kitting out your games room with the latest tech? When you buy using finance from one of our 3,500 retail partners, you can shop with confidence knowing one of the UK’s most trusted finance providers is looking after your agreement.

Choose a finance option that suits you

All of our selected retailers offer at least one of the following finance options at the checkout, so you can select your favourite way to pay.

Spot Novuna when you shop

Whether you’re hitting the high street or shopping online, look out for the Novuna Personal Finance logo to know which retailers offer our award-winning finance options. Here are just some of the reasons to apply with us…

  • Flexible finance options to suit you. Simply select the amount you wish to borrow and how long you want to make repayments for

  • Quick and easy application form that takes just minutes to complete, giving you an instant decision

  • Depending on the retailer, check your eligibility with no impact on your credit score

  • Increase your chances of being accepted with our tailored decisioning, available from selected retailers. If eligible, simply change your loan amount, term or deposit to improve affordability

  • Outstanding customer support, proven by our thousands of 5-star Feefo reviews

We have been in this market for well over 40 years now, supporting customers just like you to get what you want when you want it, by allowing you to borrow from a reliable lender. Whether you fancy treating yourself to a product you might not be able to afford upfront, you’re faced with an unexpected expense or you simply prefer to pay for a significant purchase in monthly instalments, our finance options allow you to spread the cost.

- Brian Flesk, Head of Retail at Novuna Consumer Finance

Already a retail finance customer?

Manage your account online or simply download our app.

  • Check your balance
  • Update your personal details and payment information
  • Make extra payments or settle your agreement early
  • And much more at the touch of a button
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"Novuna has helped me with some of the most important projects in my life"

Apolo was delighted when he was accepted for 0% finance with Novuna. He had such a great experience with us when buying a new bed, he used our interest free finance option again when he spotted a watch he wanted a little while later.

Read Apolo's story

Have a question?

We understand you might have questions when taking out a new finance agreement. Our team have answered everything you might need to know over on our FAQs page.

If you'd prefer to speak to us, call 0344 375 5500 (Monday to Friday from 9am to 5pm) or email the team at