We’re on our way to becoming debt-free

Tuesday 14th February 2023

Almost everyone has experienced financial challenges over the last few years, and it’s understandable many have chosen to put money on credit cards to ease that pressure. For Nicola, though, it was important to clear some of that credit card debt and get her finances in order. And getting a personal loan could help.

Even though we could just manage the minimum payments we just weren’t making any dent in reducing it down.

We’d built up our debts to the point we were paying more off on credit cards than on a loan over five years.

It’s true that we require our customers to have a good credit history, and this means people often think they can’t have any debt to apply for a loan with us. In fact, it’s often better to have some history of managing debt if it’s handled responsibly.

As Nicola found, it can be fairly simple to improve your credit score and secure a personal loan with reasonable interest rates.  She told us that, after paying a little bit off on high interest cards, her credit score improved enough to get a loan.

We’re delighted Nicola chose to use Novuna Personal Finance, having been impressed by other customer reviews and our competitive interest rates. We always like to hear how customers have used their loan, but this one meant a great deal to our team as the loan has allowed Nicola to get her finances back on track.

We now have a clear date when we will be debt free. The app allows us to see all the information we need, too, so we’re motivated not to get into the same situation again.

We might not have bought a car or spent our loan on a wedding, but what it has done is given us peace of mind which I think is priceless.


Are you ready to join our group of happy customers?

Apply now, and you could borrow between £1,000 and £35,000 over 2 to 7 years at low rates from 7.4% APR Representative (£7,500-£25,000).