Finance your dream UK staycation
Written by
Monday 2nd June 2025

As the cost of international travel continues to rise and more people seek sustainable, flexible ways to holiday, UK staycations are seeing a major revival. Whether it’s cruising down coastal roads in a campervan, enjoying a weekend in a luxury lodge, or discovering hidden gems in historic cities, there’s never been a better time to explore everything the UK has to offer.
But even local adventures can come with upfront costs. That’s where small personal loans can offer a simple, affordable solution - helping you fund unforgettable getaways without the financial stress.
Why UK staycations are on the rise
There are many reasons Brits are choosing to stay closer to home:
- Sustainability - Cutting out flights reduces your carbon footprint.
- Flexibility - No passports, airport queues, or exchange rates to worry about.
- Discovery - From the Scottish Highlands to the Cornish coast, the UK is packed with diverse landscapes and rich culture.
The added bonus? You’re supporting local businesses and the UK tourism economy at the same time.
Caravans and motorhomes
For travellers craving freedom and spontaneity, caravans and motorhomes are the perfect companions. You can map out a route - or simply follow the road - stopping wherever takes your fancy. Wake up to sea views in Devon, spend a few nights near the Lake District, or park up near a festival for the weekend.
However, buying or upgrading a caravan or motorhome isn’t always cheap. A personal loan can help you spread the cost, making it easier to afford the initial outlay while letting you pay it off in manageable monthly instalments. Whether you’re going for a compact camper or a full-spec motorhome, it’s an investment that delivers holiday after holiday.
Lodges, cabins and quirky rentals
Not into touring holidays? There are plenty of alternative UK staycation options that still feel like a proper escape. A modest loan could make it possible to enjoy:
- Luxury lodges with hot tubs nestled in forests or on the edge of lakes
- Coastal glamping pods, yurts, or eco-retreats with unforgettable views
- Converted barns, barges or lighthouses, offering truly unique experiences
- Design-led city stays in apartments or boutique hotels for a memorable urban break
These experiences can cost more than a standard hotel or B&B, but they add a layer of comfort, novelty and charm to your staycation that’s well worth the price. Using a small loan to fund your accommodation allows you to enjoy something special without dipping into your savings all at once.
How small loans make big adventures possible
Not every holiday has to break the bank - and borrowing doesn’t have to mean taking out a large, long-term loan. Smaller personal loans can offer a smarter way to pay for short breaks or essential upgrades, with:
- Lower borrowing amounts (so you don’t borrow more than you need)
- Shorter repayment terms for faster pay-off
- Fixed monthly payments, helping you stay in control of your finances
Because you're financing a staycation, you're often saving on major costs like flights, airport parking, or currency exchange. That means you can allocate more of your budget to where it counts - comfort, location, and experiences.
Borrowing that fits your lifestyle
When used thoughtfully, borrowing can be a practical way to enhance your lifestyle - giving you access to experiences you might otherwise postpone. For many, the idea of financing a holiday feels out of reach or unnecessary. But when you’re staying local, the costs are often lower and the benefits more immediate. That’s where a small personal loan can come in - not to fund extravagance, but to help you travel smarter and more comfortably.
With no long-haul flights or expensive international extras, your money goes further. That means you can invest in the parts of your trip that matter most: a better location, upgraded accommodation, or a few added luxuries that turn a good break into a memorable one. Plus, by holidaying in the UK, you're supporting local tourism, reducing your carbon footprint, and keeping things flexible.
Borrowing doesn’t have to mean taking on a large, long-term commitment. A smaller loan with a shorter repayment period can give you just enough financial breathing room to plan the kind of staycation you’ve been dreaming of - without derailing your budget. It’s a simple, manageable way to enjoy more of what the UK has to offer, right now.
Ready to discover your next UK adventure?
Explore flexible, responsible loan options that make local travel easier, more comfortable, and more memorable.
Written by
Anna Stacey is a skilled content writer based in Lincolnshire, specialising in the financial services industry. With over four years of experience in the digital landscape, she has an aptitude for crafting informative and engaging content that addresses a range of customer needs. Spanning diverse topics, from finance and lending to broader digital marketing trends, Anna is committed to delivering customer-centric content that not only educates but also empowers readers to make informed decisions.