What are the benefits of a top up loan?

Benefits of a top up loan are:

• You can check how much a top-up loan might cost with no impact on your credit score
• In most cases we're able to give you an instant decision
• You'll get the extra money quickly, usually within 2 working days
• If we've invited you to apply, you may have a higher chance of acceptance
• You can agree to a new loan term, which can help if your circumstances have changed
• Fixed monthly repayments can make budgeting easier
• You can choose your repayment date in the app or online - useful if you have other borrowing
• You can make overpayments or repay in full at any time.