Home Improvement Loans
Looking to upgrade your home and increase its value?
Voted UK’s Best Personal Loan Provider for the last 9 years running
Low rate loans from
7.4 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
What are the benefits of a home improvement loan?
Why choose Novuna Personal Finance?
If you’re searching for the best value home improvement loans, our low interest options could help you transform your house into a home in no time.
Start scoping out your new project
Get an idea of total or monthly repayments depending on the loan amount you need and how long you want to borrow for.
Our price promise
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £236.39 per month with our maximum 32.7% APR Representative when you borrow £7,500 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Apply for your home improvement loan today
Our quick and simple online application process is designed to make applying for home improvement finance a breeze:
- Complete our online application form in just minutes
- Receive an instant decision
- If accepted, read and sign your credit agreement
- Funds will be with you in just two working days
- Start planning your project, with the money you need in your account ready to go
What can home improvement loans be used for?
You can use our home improvement loans to finance almost any project. Extend your house, convert your loft, improve your home office, add a conservatory, invest in some eco-friendly home upgrades, change your bathroom, renovate your kitchen, finance a new roof… or simply use a small loan to fund your DIY dreams.
The choice is endless, but the question is this… what project do you want to get stuck into next?
Loft conversion loans
Perfect for guests or a snazzy new home office, our loft conversion finance will help you make the most of your space
Enjoy your garden year round, or make the most of your living space with a conservatory loan.
Home improvements loans for landlords
There are lots of reasons landlords might require a home improvement loan. You may be:
- Getting ahead of the proposed new EPC regulations
- Renovating or redecorating a new short-term rental property
- Preparing to sell your home ready to quit the private rented sector
- Improving your rental property in between tenancies, potentially in advance of rent increases
Whatever your personal circumstances, a home improvement loan can give you access to the funds you need to renovate or improve your rental property. Simply borrow the money you need and pay it back over a series of fixed-rate monthly instalments.
You may find a house improvement loan is a much more straightforward option compared to depleting your savings, remortgaging or releasing equity from a buy-to-let property.
Find out more about the challenges landlords are facing and how you can stay one step ahead.
Read real customer stories
"I transformed my house into a home one room at a time"
Neil and his family were able to fund a new kitchen thanks to a home improvement loan. And when the time came to refresh their lounge, they came back to us again to help them get started on their refurbishment project sooner.Find out about Neil's home improvement plans
About home improvement loans
Our customers love our home improvement loans
Customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews.