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Personal Loans For Good Credit

Ready to make your plans happen sooner?


Voted UK’s Best Personal Loan Provider for the last 10 years running

4.9 3480
4.9/5

Low rate loans from

7.4 % APR

Representative on £7,500 to £25,000

Representative on £7,500 to £25,000

Straightforward lending for people with a good credit history

Are you someone with a strong history of managing money well? You’ll want to borrow from a lender who makes the process simple at every stage, giving you the best experience.

  • Borrow from £1,000 and £35,000 and spread the cost between 2 and 7 years

  • Fixed-rate loans, with interest rates from just 7.4% APR Representative (£7,500-£25,000)

  • Online application form that can be completed in minutes

  • Get an instant decision on your loan application and, if accepted, funds could be with you in just two working days

  • It's simple to manage your account online or via our app 24/7. Register in minutes to get started

  • Unlimited free overpayments, or settle your loan early at any time with up to 58 days’ interest to pay

Open up your options by choosing a lender that specialises in loans. We’re not a bank, so you don’t have to be an existing customer or have any kind of membership to apply with Novuna Personal Finance!


Boost your budget with a personal loan

There are loads of reasons why you might want to borrow money, even if you’ve got a great credit history and strong affordability.

  • Get your plans off the ground sooner, without having to wait to save up
  • Upgrade or make additional purchases by topping up your budget
  • Keep your nest egg intact by borrowing the money instead
  • Sort out emergencies or deal with unexpected expenses
  • Spread the cost of a significant purchase to help you manage your budget

Whether you want to buy a top-of-the-range car or take off on the holiday of a lifetime, make it happen with a loan from Novuna.


Great customers deserve a five-star service

You’ll find it effortlessly straightforward to manage your loan online or via the app. In just a few clicks, you can check your balance and make payments, update your personal information or payment details, get a settlement quote and pay off your loan at any time.

Need a little extra support? Our award-winning Customer Experience team are available to help. But don’t just take our word for it. Hear from just some of our fantastic customers by reading our Feefo reviews.


Our eligibility criteria

We want to hear from you if you...

  • Have a good credit history, and feel you can comfortably afford the loan repayments
  • Have an annual income of at least £10,000
  • Have a bank or building society account
  • Are aged 21 or over
  • Are a permanent UK resident and have been living in the UK for at least 3 years
  • Are in permanent paid employment, self-employed or retired with a pension

Happy with your credit report?

Fill out our quick and simple application form to apply for a Novuna Personal Finance loan.

Apply now