£10,000 Loans
Low rate loans from
7.4 % APR
Representative on £10,000
Representative on £10,000
Make your dreams happen with a £10,000 loan
Our £10,000 personal loans give you the financial flexibility to achieve your goals. Get the cash you need upfront and pay it back over fixed-rate monthly instalments. With rates starting from just 7.4% APR Representative (£7,500-£25,000)… what are you waiting for?
It’s easy to apply for a loan with Novuna Personal Finance
- You can borrow £10,000 over 2 to 7 years. Use our loan calculator to get an idea of monthly repayments
- Fill out our simple online application form (it takes just minutes to complete)
- Receive an instant decision
- Read and sign your credit agreement
- The money could be yours within two working days
What purchases can I use my £10,000 loan for?
With our flexible £10k loans, you can choose how you spend your loan. Whether you’re putting the money towards a big-ticket purchase or using it to fund a once-in-a-lifetime experience, our loans are tailor-made to help you make the most of your money. Discover real customer stories to inspire your journey.
Boost your car budget
Get the funds you need to buy your ideal car outright, giving you that all-important bargaining power.
Top up your wedding funds
Walk down the aisle in style, with the money you need ready to spend on your dream day.
Renovate your kitchen or bathroom
Transform the most important rooms of the house without needing to save or splash out upfront.
How much could a £10k loan cost you?
Our loan calculator is a great way to get an estimated idea of how much you’ll pay each month depending on your chosen term.
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Our price promise
A loan of £10,000 over 5 years: rate of interest 7.4% (fixed), 7.4% APR Representative, monthly repayment of £198.79, total repayment of £11927.40
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £315.19 per month with our maximum 32.7% APR Representative when you borrow £10,000 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Why choose Novuna Personal Finance?
From our simple application process to our easy-to-use online account and app, find out why you should take out a £10,000 loan with us…
Your FAQs answered
- Can I get a £10,000 loan?
- Are Novuna Personal Finance loans secured or unsecured?
- How much interest will I pay on a £10,000 loan?
- How much are payments on a £10,000 loan?
- How do I know if a personal loan is right for me?
- How long is the repayment period for a £10,000 loan?
Can I get a £10,000 loan?
If you meet our lending criteria, you will be able to apply for a loan with us. You must:
- Be aged 21 or over
- Have a bank or building society account
- Be a permanent UK resident (we’ll need to know your address history from the last three years)
- Be in permanent paid employment, self-employed or retired with a pension
- Have a good credit history
Are Novuna Personal Finance loans secured or unsecured?
All of our loans — including loans for £10,000 — are unsecured. This means you won’t need to put up any form of collateral such as a house or car. Our lending decision will be based on your creditworthiness, paying capacity and loan amount/term instead.
Find out more about the differences between unsecured and secured loans here.
How much interest will I pay on a £10,000 loan?
Our loan rates start from just 7.4% APR Representative. Though the majority of our customers will be given the advertised rate, the rate you’re offered could be different as our lending decision is based on your credit history, personal and financial circumstances, loan amount and term.
How much are payments on a £10,000 loan?
Your monthly repayments will depend on how long you’ve taken the loan out for, and the interest rate you’re offered. Using our loan calculator is the best way to see how much a £10,000 loan might cost each month.
As our loans are fixed-rate throughout your term, you’ll pay the same amount every month which will help you to manage your outgoings.
How do I know if a personal loan is right for me?
Taking out a £10,000 personal loan is a big financial commitment, so to help you make your decision we’ve put together a series of useful guides. Here’s everything you need to know about personal loans and the questions you need to ask yourself before applying.
How long is the repayment period for a £10,000 loan?
Our flexible personal loans can be taken out over 2 to 7 years. Repay your loan quickly and lower the total amount payable, or extend your loan term to bring down those monthly repayments — it’s up to you.
What do our customers think?
We’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews to find out what our customers think.