Low rate loans from
7.4 % APR
Representative on £10,000
Representative on £10,000
It’s easy to apply for a loan with Novuna Personal Finance
- You can borrow £10,000 over 2 to 7 years. Use our loan calculator to get an idea of monthly repayments
- Fill out our simple online application form (it takes just minutes to complete)
- Receive an instant decision
- Read and sign your credit agreement
- The money could be yours within two working days
What purchases can I use my £10,000 loan for?
With our flexible £10k loans, you can choose how you spend your loan. Whether you’re putting the money towards a big-ticket purchase or using it to fund a once-in-a-lifetime experience, our loans are tailor-made to help you make the most of your money. Discover real customer stories to inspire your journey.
Boost your car budget
Get the funds you need to buy your ideal car outright, giving you that all-important bargaining power.
Top up your wedding funds
Walk down the aisle in style, with the money you need ready to spend on your dream day.
Renovate your kitchen or bathroom
Transform the most important rooms of the house without needing to save or splash out upfront.
Explore the country in a touring caravan
Set your sights on new adventures when you buy a campervan with your personal loan.
How much could a £10k loan cost you?
Our loan calculator is a great way to get an estimated idea of how much you’ll pay each month depending on your chosen term.
Our price promise
A loan of £10,000 over 5 years: rate of interest 7.4% (fixed), 7.4% APR Representative, monthly repayment of £198.79, total repayment of £11927.40
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £315.19 per month with our maximum 32.7% APR Representative when you borrow £10,000 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Why choose Novuna Personal Finance?
From our simple application process to our easy-to-use online account and app, find out why you should take out a £10,000 loan with us…