Banner for £10000 Loan

£10,000 Loans

4.9 3539

Low rate loans from

7.4 % APR

Representative on £10,000

Representative on £10,000

Make your dreams happen with a £10,000 loan

Our £10,000 personal loans give you the financial flexibility to achieve your goals. Get the cash you need upfront and pay it back over fixed-rate monthly instalments. With rates starting from just 7.4% APR Representative (£7,500-£25,000)… what are you waiting for?

It’s easy to apply for a loan with Novuna Personal Finance

  • You can borrow £10,000 over 2 to 7 years. Use our loan calculator to get an idea of monthly repayments
  • Fill out our simple online application form (it takes just minutes to complete)
  • Receive an instant decision
  • Read and sign your credit agreement
  • The money could be yours within two working days

What purchases can I use my £10,000 loan for?

With our flexible £10k loans, you can choose how you spend your loan. Whether you’re putting the money towards a big-ticket purchase or using it to fund a once-in-a-lifetime experience, our loans are tailor-made to help you make the most of your money. Discover real customer stories to inspire your journey.

Boost your car budget

Get the funds you need to buy your ideal car outright, giving you that all-important bargaining power.

Top up your wedding funds

Walk down the aisle in style, with the money you need ready to spend on your dream day.

Renovate your kitchen or bathroom

Transform the most important rooms of the house without needing to save or splash out upfront.

Explore the country in a touring caravan

Set your sights on new adventures when you buy a campervan with your personal loan.

How much could a £10k loan cost you?

Our loan calculator is a great way to get an estimated idea of how much you’ll pay each month depending on your chosen term.

Loan calculator

Choose how to calculate your loan repayments

Our price promise

Representative Example:

Monthly repayment


Interest rate

{value}% APR

Total amount payable


Loan amount


Loan Term

{value} months

Apply Now

Our price promise

A loan of £10,000 over 5 years: rate of interest 7.4% (fixed), 7.4% APR Representative, monthly repayment of £198.79, total repayment of £11927.40

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £315.19 per month with our maximum 32.7% APR Representative when you borrow £10,000 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.

*Only for applications carried out directly via the Novuna Personal Finance website

Why choose Novuna Personal Finance?

From our simple application process to our easy-to-use online account and app, find out why you should take out a £10,000 loan with us…

  • Low-rate loans from 7.4% APR Representative

  • Spread your repayments over 2 to 7 years

  • Fixed-rate monthly payments

  • No hidden charges or upfront fees

  • Manage your account online or via our app

  • Outstanding customer support

Your FAQs answered

What do our customers think?

We’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews to find out what our customers think.