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£25,000 Loans
4.9 3535
4.9/5
Low rate loans from
7.4 % APR
Representative on £25,000
Representative on £25,000
Make the most of your money with a £25,000 loan
For milestone events, big projects and once-in-a-lifetime experiences, a £25,000 loan could be just what you need. Borrow £25,000 over 2 to 7 years, paying your loan back over a series of fixed-rate monthly instalments.
How to get a £25,000 personal loan
It takes just minutes to apply online for a personal loan, and you’ll get an instant decision on your application. If accepted, once you’ve read and signed your credit agreement, the money could be with you in just two working days. A hassle-free way to get your hands on £25k!
Use our loan calculator to get a quoteWhat can I use a £25,000 loan for?
You can use your £25,000 personal loan for almost anything, so you can dream big and achieve your goals in no time. How about driving away in a brand-new EV, taking your family on tour in a campervan or pushing the boat out with an around-the-world cruise?
Whatever your ambitions, we’re sure a Novuna Personal Finance loan could help.
You’re on track to get your dream car
Are you ready to choose a new vehicle? Give our personal loans a spin.
Add value to your home
Redecorate your home from top to bottom or boost your funds for a loft conversion or house extension.
A wedding you’ll never forget
The average wedding costs around £20,000, so walk down the aisle in style with a £25k loan.
Borrow £25,000 over a term that suits you
Some of our customers choose to take out a £25,000 loan over 5 years, for others a £25,000 loan over 7 years is the best option. It really is up to you. Our flexible loans allow you to borrow over 2 to 7 years, with low interest rates starting from 7.4% APR Representative (£7,500-£25,000).
Use our £25,000 loan calculator to find out how much your loan will cost each month depending on your chosen term.
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Our price promise
A loan of £25,000 over 5 years: rate of interest 7.4% (fixed), 7.4% APR Representative, monthly repayment of £496.97, total repayment of £29818.20
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £787.96 per month with our maximum 32.7% APR Representative when you borrow £25,000 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Why choose Novuna Personal Finance?
Taking out a £25,000 loan is a big financial decision, and you'll want to make sure you choose the right personal loan provider. Here are just some of the reasons to choose us...
Your FAQs answered
- Can I get a £25,000 loan?
- Is a £25,000 personal loan unsecured?
- What is the interest rate on a £25,000 loan?
- How much will my £25,000 loan payments be?
Can I get a £25,000 loan?
If you meet the below criteria, you’ll be eligible to apply for a loan with Novuna Personal Finance. You must:
- Be aged 21 or over
- Have a bank or building society account
- Be a permanent UK resident (we’ll need to know your address history from the last three years)
- Be in permanent paid employment, self-employed or retired with a pension
- Have a good credit history
Is a £25,000 personal loan unsecured?
Our £25,000 personal loans are unsecured, so you won’t need to put up your house or car as collateral. Instead, we’ll make a decision on your application based on your personal circumstances, credit history, loan amount and term.
An unsecured loan is considered less risky for you, as you won’t be in danger of your assets being repossessed if you fail to make your repayments. Any missed payments will be recorded on your credit report, though, making it more expensive or even impossible to borrow in the future.
Find out more about the differences between unsecured and secured loans here.
What is the interest rate on a £25,000 loan?
The APR on our £25,000 loans starts from just 7.4% APR Representative (£7,500-£25,000).
Though the majority of our customers will receive the advertised rate, your personalised rate will be based on several individual factors from your credit history to your personal and financial circumstances.
How much will my £25,000 loan payments be?
Your monthly repayments will depend on how long you’ve taken the loan out for, and the interest rate you’re offered. The interest rate will remain fixed throughout your loan term, so you’ll pay the same amount every month. This makes it much easier to manage your monthly outgoings.
To help you get a more accurate idea of how much a £25,000 might cost each month, please head to our loan calculator.
Looking for more information? Read our personal loan guides
What do our customers think?
We’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews to find out what our customers think.