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£5,000 Loans

4.9 3523
4.9/5

Low rate loans from

7.9 % APR

Representative on £5,000

Representative on £5,000

Need £5,000 without the hassle? Apply for a loan today

A small loan for £5,000 could make a big difference to your finances. Borrow the funds to pay for whatever you need outright, and simply pay the loan back over fixed-rate monthly instalments.

Our low-interest £5,000 loans start from as low as 7.9% APR Representative, helping you get the most from your money.

How long do I have to repay my £5,000 loan?

You can borrow £5,000 over two to five years. To get an idea of monthly payments or how much your total repayment might be, head to our handy online loan calculator. Once you’re ready to apply, fill out our simple online application form in minutes. Get an instant decision and, if accepted, sign your credit agreement to receive the money in just two working days.

I'd like a £5,000 loan

What can I use a £5k loan for?

Our £5,000 loans are tailor-made for you, so you can choose how to spend your money. Maybe the latest bit of tech, a special gift or a contribution to a family member’s wedding? Find out what customers just like you bought with their loan.

Jet off on a once-in-a-lifetime holiday

Whether you're ready to relax on a beach or take off to a tourist hotspot, you can make your travel dreams a reality.

Splash out on a special purchase

Treat your loved ones to a present they'll never forget, from an engagement ring to a luxury watch.

Drive away on a new electric bike or motorcycle

Get on your bike and ride in style. A personal loan could help you hit the road much sooner than you'd think. Where will your adventures take you?

Find your dream wedding dress

Make it the dress of your dreams. With our wedding loans, you can look and feel your best on your big day.


Get a quote and apply online today

Find out how much a £5k loan could cost you each month, or work out the estimated total repayment below.

Loan calculator

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Our price promise

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Our price promise

A loan of £5,000 over 5 years: rate of interest 7.9% (fixed), 7.9% APR Representative, monthly repayment of £100.51, total repayment of £6030.60

Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £158.07 per month with our maximum 32.9% APR Representative when you borrow £5,000 over 5 years*.

The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.

*Only for applications carried out directly via the Novuna Personal Finance website

Why choose Novuna Personal Finance?

From our simple application process to our easy-to-use online account and app, every stage is hassle free when you take out a £5k loan with Novuna Personal Finance. Here are just some of the things that make us different…

  • Competitive £5,000 loans from as low as 7.9% APR

  • Flexible repayment term, between 2 and 5 years

  • Fixed-rate monthly payments on a date that suits you

  • Over 40 years’ experience lending to happy customers

  • No hidden charges or upfront fees

  • Average customer satisfaction score of 4.9/5 stars or higher


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