Debt Consolidation Loans
Fixed-rate loans that help you take back control
Voted UK’s Best Personal Loan Provider for the last 9 years running
Low rate loans from
7.4 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
Debt consolidation loans may be beneficial where the level of interest paid is lower than that of the debts consolidated. However, while consolidation debts may help reduce the amount you pay each month, spreading the cost over a longer period may result in additional interest payments overall depending on your individual circumstances. If you are considering taking out a loan as a way of managing debt, it’s advisable to seek free debt advice before doing so. Visit our FAQs page for more information on debt advice charities that offer free and impartial advice.
Find out how consolidating your debts could change your life
Nicola realised she had built up debts to the point where she was paying more off on credit cards than she would on a loan over five years. She knew it was time to change the way she managed her money. Nicola told us how she used a debt consolidation loan from Novuna Personal Finance to get her finances back on track.
“We now have a clear date when we will be debt-free, and we’re motivated not to get into the same situation again.”Read Nicola's story
How much could a debt consolidation loan cost?
Find out how much it could cost to borrow the money you need. The results are based on the representative APR for the amount you wish to borrow. Your actual rates and repayments may be different and will be based on your personal circumstances, credit history, loan amount and term.
A loan of £7,500 over 5 years: rate of interest 7.4% (fixed), 7.4% APR Representative, monthly repayment of £149.09, total repayment of £8945.40
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £236.39 per month with our maximum 32.7% APR Representative when you borrow £7,500 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Why choose Novuna Personal Finance?
We understand that managing your debts isn't always easy and we want to help you get your finances back on track. We’ve been putting customers first for over 40 years, so you can trust us to provide outstanding support.
We treat everyone as individuals, with respect and empathy. Our first-rate customer service is what sets us apart from other providers – it’s why we’ve been voted Best Personal Loans Provider by YourMoney.com for the last 9 years running.Find out what other customers think