Whatever you're dreaming of, big or small
We've been voted UK’s Best Personal Loan Provider for the last 12 years running
 |
 |
Low rate loans from
6.7 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
We lent customers over £3 billion last year
As one of the UK's leading lenders, Novuna Personal Finance (formerly Hitachi Personal Finance) have made millions of dreams happen. Our low interest personal loans of £1,000 to £35,000 are designed around you, with an online application that makes everything quick and easy.
Because of this we’ve been named The UK’s Best Personal Loan Provider by YourMoney.com, for the last 12 years.
Representative Example:
£{value}
{value}% APR
£{value}
£{value}
{value} months
A loan of £7,500 over 5 years: rate of interest 6.7% (fixed), 6.7% APR Representative, monthly repayment of £146.76, total repayment of £8805.60. Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £244.09 per month with our maximum 34.9% APR Representative when you borrow £7,500 over 5 years*. The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status. *For applications carried out directly via the Novuna Personal Finance website.
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
Get your money sooner, with Novuna
Our payout process is now faster than ever before. Over the last few years, we’ve worked hard to significantly reduce the time it takes for you to receive funds.
So when timing matters, we start processing nearly 90% of loan payments on the same day they’re accepted. Because we know that when you need a loan, you often need those funds quickly.
While we obviously can't avoid any delays in the wider banking system, we’re investing in speed, efficiency and smarter processes - with funds usually ready within 1-2 working days, you get your money when you need it most.
And we’re still improving - one more reason customers trust Novuna when timing matters.
Our payout process is now faster than ever before.
We know that when you need a loan, you often need those funds quickly. So in 2026 we've started processing nearly 90% of payments the same day.
While we obviously can't avoid any delays in the wider banking system, we’re investing in speed, efficiency and smarter processes - with funds usually ready within 1-2 working days, you get your money when you need it most.
And we’re still improving - one more reason customers trust Novuna when timing matters.
How much are people borrowing from Novuna?
Over the last 6 months we've asked all our customers what they were borrowing money for and here's the results. So whatever it is you're dreaming of, big or small, our loans of £1,000 to £35,000 are helping thousands make their important thing happen.
We are proud to be an official Feefo Platinum Trusted Service for 2025. Read all reviews
Named The UK’s Best Personal Loan Provider by YourMoney for 12 years.
We won Best Personal Loans Lender at The Personal Finance Awards yet again.
We can approve your loan application instantly
It takes just a few minutes to apply for a loan with us, and unlike with other lenders you won't be left wondering. Our system can offer instant decisions and we're 100% paperless too, meaning we could start processing your payment today.
Get it sooner with Novuna
Whatever the project or purchase, we have the perfect loan option for you.
Personal Loans
Need a low-rate personal loan? You could borrow between £1,000 and £35,000 over 2 to 7 years.
Car Loans
With our car finance, funds could be in your bank within 2 days (excluding weekends and Bank Holidays).
Home Improvement Loans
Looking to turn your house into a dream home? Our low interest home improvement loans could help.
Small Loans
A small loan that’s big on value. Borrow £5,000 to £7,499, with one of the best rates on the market.
What makes us the best personal loan lender?
Customer experience rating
Customer satisfaction is vital to our success, which is why we’re the only provider to give full visibility of our reviews, updated in real-time, 24 hours a day. Read all reviews