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Voted UK’s Best Personal Loan Provider for the last 9 years running
Low rate loans from
7.4 % APR
Representative on £7,500 to £25,000
Representative on £7,500 to £25,000
Low interest personal loans for life’s next step
A loan is a great way for you to get access to the money you need sooner. Make that exciting purchase, create memories, and enjoy once-in-a-lifetime moments without worrying about paying for it all upfront. Spread the cost over a series of monthly repayments instead.
A loan of £7,500 over 5 years: rate of interest 7.4% (fixed), 7.4% APR Representative, monthly repayment of £149.09, total repayment of £8945.40
Remember, the rate you are offered may vary due to personal circumstances and loan amount, the majority of our customers receive the advertised rate. However, if you complete an application directly via the Novuna Personal Finance website and are given a higher APR, we guarantee that you'll never pay more than £236.39 per month with our maximum 32.7% APR Representative when you borrow £7,500 over 5 years*.
The maximum APR you could be offered when you borrow other loan values is 36.4%*. All loans are subject to status.
*Only for applications carried out directly via the Novuna Personal Finance website
Please enter a loan amount using the plus or minus keys or by typing into the field.
To make things a little easier for you to find the right loan amount and term, please note:
- The loan amount should be between £1,000 and £35,000 only
- You can borrow between £1,000-£7499.99 over a period of 2 to 5 years only (24 months to 60 months)
- You can borrow between £7,500-£25,000.99 over a period of 2 to 7 years only (24 months to 84 months)
- You can borrow between £25,001-£35,000 over a period of 4 to 5 years only (48 months to 60 months)
You can enter a loan amount using the plus and minus keys or by typing into the field
What goals could you achieve with a Novuna personal loan?
Make it the car that’s made for your life journey. With our car loans, the money could be in your bank within two working days.
Home Improvement Loans
Low interest home renovation loans can help you to transform your property into a place to love, not just to live.
Our small loans are big on value. Borrow between £5,000 and £7,499 at one of the best rates on the market.
Treat yourself to the trip of a lifetime. With a holiday loan, your next getaway could be here sooner than you think.
Say ‘I do’ to a stress-free day by boosting your budget with a wedding loan. Are you ready to walk down the aisle in style?
Ready to get started?
Forget reams of paperwork and a lengthy decision-making process. A Novuna loan is just a few clicks away…
- Use our online loan calculator to get a quote, providing you with an estimated monthly repayment figure
- Fill out our quick online application form – it’ll take less than ten minutes to fill out and you’ll get an instant decision
- If your application is accepted, read and e-sign your credit agreement
- Look out for the money arriving in your account within two working days
- Start managing your account online or via our app
As part of your personal loan application, we’ll ask you to tell us your employment details (including annual income), your bank account details and your address history from the last three years. Please have this information to hand to speed things up.
You can also open a new application by telephone if you’d prefer to speak to one of our loan experts. Just give our team a call on 0343 351 9112.
- Be a permanent UK resident (and have been living in the UK for at least 3 years)
- Be in permanent paid employment, self-employed or retired with a pension
- Be aged 21 or over
- Have a bank or building society account
- Have an annual income of at least £10,000
- Have a good credit history
Remember, we’re not a bank so you don’t have to be an existing customer or have any kind of membership to apply with us!
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Read thousands of real customer reviews
Our team has achieved an average satisfaction score of 4.9/5 stars from customers just like you. Let’s find out why…
Award-winning customer support
Of course we think the service we provide is top notch. But don’t just take our word for it. Our personal loans are consistently recognised for excellence by our customers and industry peers too