IDVerse is the identity and verification system that is used by Novuna Personal Finance. In some instances, if your application is referred, you may receive a link asking for ID verification via SMS
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To apply for a loan with Novuna Personal Finance, you must meet the below criteria: Be aged 21 or over Be a permanent UK resident — we’ll need to know your address history from the last three years Be
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A credit lock is when you apply a lock on your credit file. It is an extra layer of protection against identity fraud. When the lock is on, lenders can’t view your credit report, which stops
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Different error messages mean different things. Below is a guide to what each one means and what you may need to do next. Verification Expired This means the link you were sent is no longer active.
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If your application is referred, it just means we need to take a closer look at your details before we can make a lending decision. Our Referrals Team will manually review your application, and they
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