To apply for a loan with Novuna Personal Finance, you must meet the below criteria: Be aged 21 or over Be a permanent UK resident — we’ll need to know your address history from the last three years Be
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A credit lock is when you apply a lock on your credit file. It is an extra layer of protection against identity fraud. When the lock is on, lenders can’t view your credit report, which stops
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IDVerse is the identity and verification system that is used by Novuna Personal Finance. In some instances, if your application is referred, you may receive a link asking for ID verification via SMS
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If your application is referred, it just means we need to take a closer look at your details before we can make a lending decision. Our Referrals Team will manually review your application, and they
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A hard search will be recorded on your credit file when you apply for finance. We’ll perform credit and identity checks on you with one or more credit reference agencies (“CRAs”) including Equifax,
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